Long Term Purpose Loans for Budget Users
Always a nice feeling!
Purpose: for special purpose
Amount: up to 30.000 BAM
Tenor: from 1 to 7 years
Bank fee: 2%
EIR: from 10.21%
Credit worthiness: financial obligations of the household should not exceed the amount of 65% of net available income
Monthly installment: currency clause (BAM with EUR clause)
Repayment: first installment matures on the last day of the first month following the loan approval
Collateral of the loan: administrative ban, two bills of exchange, guarantors (number of guarantors depends on the user’s credit worthiness)
Loan disbursement: one off repayment to the client’s account in the bank
Necessary documents for loan approval:
- payment list for the last three months – verified by the company
- certificate on permanent employment
- ID copy – verified by the municipality
- residence certificate
Guarantor (from state company or budget)
- payment list for the last three months – verified by the company
- certificate on permanent employment
- ID copy
- residence certificate
IT IS EASIER WITH US
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+387-51- 244 736 |
| +387-51- 244 735 |