Long Term Cash Loans
Always a nice feeling!
Purpose: non-purpose loan with currency clause
Amount: 3.000 to 20.000 BAM
Tenor: from 1 to 6 years
Interest rate: 9.50%
Bank fee: 2%
EIR: 10.21%
Credit worthiness: monthly installment can be up to 35% of monthly net earnings or 55% of available income
Monthly installment: currency clause (BAM with EUR clause)
Repayment: first installment matures on the last day of the first month following the approval of loan
Collateral of the loan: 2 guarantors
Loan disbursement: one off repayment to the client’s account in the bank
Necessary documents for loan approval:
- payment list for the last three months – verified by the company
- certificate on permanent employment
- ID copy – verified by the municipality
- residence certificate
Guarantor (from state company or budget)
- payment list for the last three months – verified by the company
- certificate on permanent employment
- ID copy
- residence certificate
Necessary documents for applicants who work in private company:
- Decision on registration
- Summary on paid taxes and contributions for the last three months- verified by the bank
- payment list for the last three months – verified by the company
- Certificate on permanent employment
- Receipt on real reception of income
- ID copy- verified by the court
- Residence certificate
Guarantor (from state company or budget)
- payment list for the last three months – verified by the company
- certificate on permanent employment
- ID copy
- residence certificate
IT IS EASIER WITH US
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+387-51- 244 736 |
| +387-51- 244 735 |